Reading this reminds me of a stupid scam I fell for that cost me $2,500. In hindsight it was so obvious but at the time I just really wanted to believe. I used to fantasize about finding the guy who ripped me off, but now — more than a decade later — I rarely think about it. I really liked how you transitioned from a personal story to a useful list that anyone can relate to. Nice work and thanks for sharing.

Big fan of good books, funny looking animals, and great stories. Always ready for the next big thing.

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